Pay over 3 Months with $0 Down Payment and 0% Interest! *


  • Our promotion codes cannot be combined with PayBright financing.
  • Subject to credit check and approval.
  • Not available for purchases under $100.
  • Pay over 3 months with 0% APR on purchases above $500. Pay 4 bi-weekly installments with 0% APR on purchases between $100-$500.
  • If you would like your application re-evaluated, have additional information that would assist in an approval, or have trouble with the application, you can contact PayBright directly at 1(877)276-2780.
Please see for further information. 


Add items to your Cart as usual, and select PayBright as your payment method in Checkout. Complete PayBright's easy online application and get an instant approval decision. Confirm your payment plan with PayBright and return to us to complete your order. We'll process and ship your order asap.

Yes. You’ll need:
1-To be 18+ years old
2-To be a resident of Canada
3-A Canadian bank account, or a Visa/Mastercard credit/debit card. Your debit card must have the Visa or Mastercard logo
4-An SMS-capable Canadian phone number
5-To meet the minimum cart size required to use PayBright as a payment option at checkout

PayBright will take convenient pre-authorized payments from either your Canadian bank account or your Visa/Mastercard debit/credit card. For bi-weekly interest-free plans, only debit/credit card payments are accepted.

After confirming your phone number, you’ll be sent a one-time SMS password to confirm your identity. You’ll then enter a few details for an instant decision. If you’re approved, you will set up your repayment method with PayBright and accept the terms of your payment plan.

To learn more about PayBright and credit checks, please read this FAQ article on the PayBright help site.

While PayBright makes furniture payment plans easy, they are not available for orders under $100 or over $15,000.

Unfortunately, PayBright is not able to provide payment plans to every applicant. This could be due to the information on your credit file, or because PayBright was not able to verify your identity or your payment method.